We are a Financial planning business. We build long term relationships with our clients and take time to understand their financial goals.

Our aim is to educate and advise clients about all aspects of their financial wellbeing, focusing primarily on asset management and personal finance.

We are a Financial planning business. We build long term relationships with our clients and take time to understand their financial goals.

Our aim is to educate and advise clients about all aspects of their financial wellbeing, focusing primarily on asset management and personal finance.

FINANCIAL PLANNING

Managing finances can be stressful, even for the most savvy consumers. As more and more people become responsible for their long-term financial well-being, global research by FPSB finds that most consumers feel challenged by their finances.

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Budget planning, spreadsheet on laptop screen

What value does a Financial Planner bring?

We believe that value is provided by our experience and knowledge accumulated over ten years building financial plans for our clients. Time is invested trying to understand what is important to you, what your concerns are and clarifying what the ultimate aim of your financial planning is. The client is at the centre of our service offering. We work with you to help you make better decisions with your money. We identify with four key blocks in building a better financial future for you.

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Steps towards financial independence

  • Pay off all trivial debt
  • Take Control of your Expenses
  • Build an Emergency Fund (3-6 Months Income)
  • Insure Yourself against bad health surprises
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Cashflow Planning

All the blocks that we have identified flow into Cash Flow planning. We use Voyant software as highlighted in the video to build cash flow models for you.

This software clarifies the financial road that you are on and builds in different eventualities. We tailor the plan to be consistent with your needs as your financial situation changes.

Protection

It is important to protect your lifestyle for you and your family in the event of something unexpected.

Protect your Life, protect your income and protect yourself against serious illness.

This is the cornerstone of financial planning. Everything works out from this.

With this block securely in place it is safe to pursue the other blocks of financial planning.

financial protection
retirement financial planning

Retirement Planning

The lifestyle that you have today , you would like to maintain this in retirement. To ensure against a drop off in income proper retirement planning starts early.

  • What age do you plan to retire?
  • What costs will you have in retirement?

Tax efficient methods to maintain your Lifestyle.

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Savings and Investments

You would like to ensure that your children maintain a lifestyle that they have become used to.

Key drivers are provision for

  • School fees,
  • University ,
  • Family holidays,
  • Deposits for houses and weddings.

Clear saving and investment planning with these goals in mind is the second block of Lifestyle financial planning.

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CONTACT US to put a plan in place