“MY granddaughter hopes to come to study in college in Ireland in two years’ time. She was born in Jersey, Channel Islands and has an Irish passport. Is she entitled to free education here?” Nora, Co Galway DUE to the financial crisis of 2007 and 2008, and the resulting increase in emigration from Ireland, a….read more
Category Archives: Independent Articles
“I am starting my first graduate job after four years of full-time education. I currently keep my savings in a credit union account. Where is the best place for me to start investing my money to earn a better return? I have considered investing in exchange-traded funds (ETF), but they do not seem to be….read more
“We have two children, aged seven and nine. We have never set up a bank account for them, but their grandad wants to use the small gift exemption to give them money tax-free. He is going to give each of them €3,000 this year and possibly over the next few years. We do not intend….read more
Source: Independant.ie Contributor: Patrick McGettigan, Director at McGettigan Financial Planning Date: June 07 2020 02:30 AM Stock market falls and pension Query: I am due to retire next year. I have a defined contribution plan through work. Most of my pension fund is invested in medium-risk equities and I am worried about the impact which….read more
Source: Independant.ie Contributor: Patrick McGettigan, Director at McGettigan Financial Planning Date: June 07 2020 02:30 AM Cashing in pension in early 40s Query: I have been on reduced pay since the coronavirus crisis kicked off. I have a defined contribution pension through work. I’m wondering if I can take money out of my pension to….read more
Source: Independant.ie Contributor: Patrick McGettigan, Director at McGettigan Financial Planning Date: February 23 2020 07:00 AM Regular savings plan Q: We wish to invest in equity, bond, cash and property funds. However, we don’t want to put in a lump sum – rather we wish to put in amounts on a monthly basis and have….read more
Source: Independant.ie Contributor: Patrick McGettigan, Director at McGettigan Financial Planning Date: June 07 2020 02:30 AM Query: I am in my 50s. I have a personal pension plan in which I have invested in several property funds. Those property funds have taken a battering recently and so I tried to switch out of them, only….read more
Source: Independant.ie Contributor: Patrick McGettigan, Director at McGettigan Financial Planning Date: March 01 2020 02:30 AM Q: Both my husband and I are in our 70s and in ill health – necessitating visits and inpatient treatment at three Dublin hospitals. Our son has an investment property in Dublin and since the last tenant moved out,….read more
Source: Independant.ie Contributor: Patrick McGettigan, Director at McGettigan Financial Planning Date: February 23 2020 07:00 AM Q: My question is whether we should clear our mortgage when we have enough savings to do so – or should we continue saving or investing in a pension? I am married and 40 years old – with no….read more
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